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Empowering students worldwide with free financial knowledge — building a generation of financially confident leaders

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Fund Information (TSP)

Federal Retirement Thrift Investment Board

Official booklet explaining the TSP’s five index funds and eleven Lifecycle (target-date) funds, with strategy and risk/return detail.

English

Finance, Investment

Intermediate/High School

2025

License: U.S. federal work (public domain)

Mutual Funds and ETFs: A Guide for Investors

U.S. Securities and Exchange Commission (OIEA)

A comprehensive SEC primer on how mutual funds and ETFs work, their costs, risks, and how to research them.

English

Finance, Investment

Intermediate/High School

2016

License: U.S. federal work (public domain)

Economics for Life: Real-World Financial Literacy

Temple University Press / North Broad Press

Practical handbook on budgets, debt, investing (index funds, dividends), and retirement planning—focused on long-term wealth building.

English

Economics, Finance, Financial Literacy

Advanced/College

2023

License: CC BY-NC

Liquidity, Markets and Trading in Action: An Interdisciplinary Perspective

Springer (Open Access Textbook)

Hands-on intro to how equity markets work (liquidity, trading costs, order books) with classroom trading simulation exercises.

English

Economics, Investment

Advanced/College

2022

License: CC BY (Open Access)

Savings Fitness: A Guide to Your Money and Your Financial Future

U.S. Department of Labor, EBSA

Step-by-step planner with worksheets to set goals, budget, and start long-term saving.

English

Finance, Investment, Personal Finance

Intermediate/High School

2024

License: U.S. federal work (public domain)

Principles of Economics 3e

OpenStax (Rice University)

Clear intro text covering markets, money & banking, inflation, unemployment, and policy.

English

Economics, Policy, International Finance

Expert/Scholar

2023

License: CC BY 4.0

Publication 334: Tax Guide for Small Business

Internal Revenue Service (IRS)

Plain-English tax guide for sole proprietors covering income, expenses, credits and filing.

English

Accounting, Taxation

Advanced/College

2024

License: U.S. federal work (public domain)

Money Monsters Learn About Careers

CFPB (U.S. Federal)

The monsters explore interests and jobs to see how careers connect to managing money.

English

Economics, Finance, Financial Literacy

Beginner/Middle School

2021

License: Public Domain (U.S. federal)

Money Monsters Learn to Become Good Borrowers

CFPB (U.S. Federal)

A borrowing mishap teaches what responsible borrowers do and why trust matters.

English

Economics, Accounting, Financial Literacy

Beginner/Middle School

2021

License: Public Domain (U.S. federal)

Money Monsters Learn to Protect Their Things

CFPB (U.S. Federal)

The monsters discover habits to keep valuables and money safe.

English

Consumer Protection, Investor Protection

Beginner/Middle School

2021

License: Public Domain (U.S. federal)

Money Monsters Learn About Giving

CFPB (U.S. Federal)

A friendly story about ways to give, donate, and share with your community.

English

Financial Literacy, Financial Education Policy

Beginner/Middle School

2021

License: Public Domain (U.S. federal)

Money Monsters Learn What Things Really Cost

CFPB (U.S. Federal)

The Money Monsters compare pet choices to understand true costs in time and money.

English

Finance, Financial Literacy

Beginner/Middle School

2021

License: Public Domain (U.S. federal)

Taking the Mystery Out of Retirement Planning

U.S. Department of Labor, EBSA

Friendly workbook with worksheets to estimate needs and build a retirement plan.

English

Investment, Personal Finance, Consumer Protection

Intermediate/High School

2024

License: U.S. federal work (public domain)

The Story of Checks & Electronic Payments

FRB New York (scanned by FRASER)

Follows two friends to show how checks and electronic payments move through the system.

English

International Finance, Accounting

Beginner/Middle School

2008

License: NY Fed Terms of Use

The Story of Inflation

FRB New York (scanned by FRASER)

Explains what inflation is, how it’s measured and what policies address it.

English

Policy, International Finance

Intermediate/High School

2009

License: NY Fed Terms of Use

The Story of Banks

FRB New York (scanned by FRASER)

How commercial banks work and why they matter in the economy.

English

Economics, Investor Protection

Intermediate/High School

1997

License: NY Fed Terms of Use

Money Monsters Start Their Own Business

CFPB

Storybook on starting a small business, setting prices and understanding costs.

English

Personal Finance, Financial Literacy

Beginner/Middle School

2021

License: U.S. federal work (public domain)

Money Smart News for Kids — Complete Packet

FDIC

Nine kid-friendly chapters on banks, saving, spending, credit and entrepreneurship.

English

Investment, Debt Management

Beginner/Middle School

2024

License: U.S. federal work (public domain)

New to Our Library? Start with These Books

Savings Fitness: A Guide to Your Money and Your Financial Future

U.S. Department of Labor, EBSA

Step-by-step planner with worksheets to set goals, budget, and start long-term saving.

English

Finance, Investment, Personal Finance

Intermediate/High School

2024

License: U.S. federal work (public domain)

A Story of Interest (and Supervision!)

Federal Reserve Bank of New York

Explains interest, saving and why bank supervision matters for a safe financial system.

English

Personal Finance, International Finance, Consumer Protection

Beginner/Middle School, Intermediate/High School

2020

License: NY Fed Terms of Use

NISA早わかりガイドブック

金融庁 (FSA)

「長期・積立・分散」と2024年NISAの要点をやさしく解説する、かわいくて図解の多い小冊子

Japanese

Finance, Investment, Personal Finance

Intermediate/High School

2023

License: PDL1.0

まんが 知って役立つ労働法Q&A(最新版)

厚生労働省

働く前に知っておきたい賃金・残業・有給などのルールをマンガQ&Aで解説。

Japanese

Economics, Financial Literacy

Beginner/Middle School, Intermediate/High School

2025

License: 政府標準利用規約(第2.0相当・CC BY互換)

Build Wealth Over Time Through Saving and Investing

U.S. SEC – OIEA

A short, upbeat roadmap to start investing the simple way (automate, index funds, avoid scams, think long-term).

English

Investment, Personal Finance

Intermediate/High School

2025

License: U.S. Public Domain

If You’re So Ethical, Why Are You So Highly Paid? (Alexander Pepper)

LSE Press

A lively, normative-meets-empirical look at fairness, pay gaps, and what policy can (and can’t) fix.

English

Personal Finance, Financial Literacy, Financial Education Policy

Expert/Scholar

2022

License: CC BY-NC 4.0